Terms & Conditions

Effective Date: 20 May 2026
Website: https://karnest.ssdey.com/

Welcome to KARNEST. These Terms & Conditions (“Terms”) govern your access to and use of the website, services, content, and any associated applications or communications provided through https://karnest.ssdey.com/ (“Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms.

If you do not agree with any part of these Terms, please do not use this Website.

1. Definitions

• “Company”, “We”, “Our”, or “Us” refers to KARNEST and its affiliates, directors, employees, and authorized representatives.
• “User”, “You”, or “Your” refers to any person or entity accessing or using the Website.
• “Services” refers to all products, solutions, information, consultations, support, digital content, and services provided through the Website.
• “Content” includes text, graphics, logos, documents, software, videos, images, downloads, and all material available on the Website.

2. Acceptance of Terms

By using this Website, you confirm that:

• You are legally capable of entering into a binding agreement.
• You will use the Website in compliance with all applicable laws and regulations.
• You accept these Terms and any future updates published on the Website.

We reserve the right to modify or update these Terms at any time without prior notice. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

3. Use of Website

You agree to use the Website only for lawful purposes and in a manner that does not:

• Violate any applicable laws or regulations.
• Infringe the intellectual property or other rights of any third party.
• Interfere with the operation or security of the Website.
• Attempt unauthorized access to systems, servers, or databases.
• Introduce viruses, malware, spam, or harmful code.
• Misrepresent your identity or affiliation.

We reserve the right to suspend or terminate access to any user violating these Terms.

4. Intellectual Property Rights

All Website content, including but not limited to:

• Logos
• Trademarks
• Brand names
• Designs
• Graphics
• Software
• Documents
• Website structure
• Text and visual content

are the exclusive property of KARNEST or its licensors and are protected under applicable intellectual property laws.

You may not:

• Reproduce
• Modify
• Distribute
• Republish
• Copy
• Reverse engineer
• Commercially exploit

any Website content without prior written permission from KARNEST.

5. User Submissions

Any information, inquiries, suggestions, feedback, or materials submitted through forms, emails, or contact sections of the Website shall be deemed non-confidential unless otherwise agreed in writing.

By submitting information, you grant KARNEST the right to:

• Use
• Store
• Process
• Respond to
• Improve services using

such submissions in accordance with applicable laws and our Privacy Policy.

You agree that submitted information:

• Is accurate and lawful.
• Does not violate any third-party rights.
• Does not contain malicious or illegal material.

6. Third-Party Links

The Website may contain links to external or third-party websites for informational purposes.

KARNEST:

• Does not control third-party websites.
• Is not responsible for their content, security, privacy practices, or accuracy.
• Does not endorse products or services offered by third parties unless explicitly stated.

Users access third-party websites at their own risk.

7. Service Availability

We strive to maintain uninterrupted access to the Website and Services. However, we do not guarantee:

• Continuous availability
• Error-free operation
• Uninterrupted access
• Complete accuracy of information

The Website may be temporarily unavailable due to:

• Maintenance
• Technical issues
• System upgrades
• External disruptions

KARNEST shall not be liable for any interruption or loss arising from Website downtime.

8. Disclaimer

All content and services on this Website are provided on an “as is” and “as available” basis.

KARNEST makes no warranties or representations regarding:

• Accuracy
• Reliability
• Completeness
• Suitability
• Availability
• Performance

of the Website or services.

To the maximum extent permitted by law, KARNEST disclaims all warranties, including implied warranties of:

• Merchantability
• Fitness for a particular purpose
• Non-infringement

Users rely on Website information at their own discretion and risk.

9. Limitation of Liability

To the fullest extent permitted by law, KARNEST shall not be liable for any:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Data loss
• Business interruption
• Loss of profits
• System failure

arising out of or related to:

• Use or inability to use the Website
• Errors or inaccuracies
• Unauthorized access
• Third-party actions
• Technical disruptions

even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless KARNEST, its directors, employees, affiliates, and partners from any claims, liabilities, damages, losses, or expenses arising from:

• Your misuse of the Website
• Violation of these Terms
• Violation of applicable laws
• Infringement of third-party rights

11. Privacy

Your use of the Website is also governed by our Privacy Policy.

By using the Website, you consent to the collection and use of information in accordance with the Privacy Policy.

12. Confidentiality

Any confidential or proprietary information exchanged between users and KARNEST shall remain confidential unless:

• Required by law
• Authorized by the disclosing party
• Already publicly available

Users are responsible for ensuring that confidential information submitted through the Website is appropriately protected.

13. Payments and Commercial Transactions

If any paid products or services are offered through the Website:

• All pricing shall be subject to applicable taxes.
• Payment obligations must be fulfilled before service delivery unless otherwise agreed.
• KARNEST reserves the right to modify pricing without prior notice.
• Refund eligibility, if applicable, shall be governed by separate refund policies or service agreements.

14. Termination

KARNEST reserves the right to:

• Restrict
• Suspend
• Terminate

user access to the Website without prior notice if:

• These Terms are violated.
• Fraudulent or suspicious activity is detected.
• Required by law or regulatory authorities.

Termination shall not affect accrued rights or liabilities.

15. Governing Law and Jurisdiction

These Terms shall be governed and interpreted in accordance with the laws of India.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Kolkata, West Bengal, India.

16. Force Majeure

KARNEST shall not be held liable for failure or delay in performance caused by events beyond reasonable control, including but not limited to:

• Natural disasters
• Internet failures
• Cyber attacks
• Government actions
• Power failures
• Labor disputes
• Pandemic situations

17. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms constitute the complete agreement between the user and KARNEST regarding Website usage and supersede any prior agreements or understandings.

19. Contact Information

For any questions regarding these Terms & Conditions, please contact:

KARNEST
Website: https://karnest.ssdey.com/
Email: [Insert Official Email Address]
Phone: [Insert Contact Number]
Address: [Insert Registered Office Address]

20. Consent

By accessing and using this Website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.